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	<title>eMortgage Solution &#187; mortgage rates</title>
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	<link>http://emortgagesolution.net</link>
	<description>Mortgage news and information.</description>
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		<title>Existing Home Sales Decline</title>
		<link>http://emortgagesolution.net/2010/existing-home-sales-decline/</link>
		<comments>http://emortgagesolution.net/2010/existing-home-sales-decline/#comments</comments>
		<pubDate>Sat, 30 Jan 2010 02:51:53 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[existing home sales]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[National Association of Realtors]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=421</guid>
		<description><![CDATA[A real-estate industry report released this week showed existing home sales fell in the month of December.  According to the National Association of Realtors, existing home sales dropped 16.7% nationally. This is the largest monthly drop on record in 40 years. Existing home sales totaled 5,156,000 in 2009, higher than the previous year by 4.9%.  [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/first-time-home-buyer-tax-credit-deadline-loom/' rel='bookmark' title='First Time Home Buyer Tax Credit Deadline Looms'>First Time Home Buyer Tax Credit Deadline Looms</a></li>
<li><a href='http://emortgagesolution.net/2009/making-home-affordable-2/' rel='bookmark' title='Making Home Affordable?'>Making Home Affordable?</a></li>
<li><a href='http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/' rel='bookmark' title='Mortgage Rates Drop as Unemployment Rises'>Mortgage Rates Drop as Unemployment Rises</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Higher Mortgage Rates Possible</title>
		<link>http://emortgagesolution.net/2010/higher-mortgage-rates-possible/</link>
		<comments>http://emortgagesolution.net/2010/higher-mortgage-rates-possible/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 02:57:11 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=406</guid>
		<description><![CDATA[Economist believe mortgage rates will increase, predicting the average 30 year rate will move closer to 5.75% over the next six months.  Such forecasts force homeowners with adjustable rate mortgages to consider refinancing their loans to avoid an increase in their monthly payments.  An increase that few are prepared to handle when we consider the [...]


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<li><a href='http://emortgagesolution.net/2009/federal-reserve-mortgage-rates/' rel='bookmark' title='Federal Reserve Move Lowers Mortgage Rates Below 5%'>Federal Reserve Move Lowers Mortgage Rates Below 5%</a></li>
<li><a href='http://emortgagesolution.net/2009/mortgage-rates-rise-as-foreclosures-increase/' rel='bookmark' title='Mortgage Rates Rise as Foreclosures Increase'>Mortgage Rates Rise as Foreclosures Increase</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pending Home Sales Drop, Market Looks Bleak</title>
		<link>http://emortgagesolution.net/2010/pending-home-sales-drop-market-looks-bleak/</link>
		<comments>http://emortgagesolution.net/2010/pending-home-sales-drop-market-looks-bleak/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 22:46:30 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Housing Affordability and Stabilization Plan]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortage refinancing]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[National Association of Realtors]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=395</guid>
		<description><![CDATA[The National Association of Realtors&#8217; index on pending home sales dropped by 16% in November.  This is more than three times what economists expected to see.  The pending home sales index showed a decline in every region, 26% in the northeast and mid-west, 15% in the south and 3% in the west. The drop-off was [...]


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<li><a href='http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/' rel='bookmark' title='Mortgage Rates Drop as Unemployment Rises'>Mortgage Rates Drop as Unemployment Rises</a></li>
<li><a href='http://emortgagesolution.net/2010/existing-home-sales-decline/' rel='bookmark' title='Existing Home Sales Decline'>Existing Home Sales Decline</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fed Purchases Of Mortgage Backed Securities To End</title>
		<link>http://emortgagesolution.net/2009/fed-purchases-of-mortgage-backed-securities-to-end/</link>
		<comments>http://emortgagesolution.net/2009/fed-purchases-of-mortgage-backed-securities-to-end/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 22:26:28 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[morgan stanley]]></category>
		<category><![CDATA[mortgage backed securities]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=385</guid>
		<description><![CDATA[The Federal Reserve Bank will discontinue buying mortgage backed securities in March 2010.  The Federal Reserve has been actively supporting the treasury and mortgage markets with purchases of treasuries and mortgage backed securities since fall 2008. This could have an impact on the mortgage climate for the foreseeable future.  A Morgan Stanley chief economist feels [...]


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<li><a href='http://emortgagesolution.net/2009/federal-reserve-mortgage-rates/' rel='bookmark' title='Federal Reserve Move Lowers Mortgage Rates Below 5%'>Federal Reserve Move Lowers Mortgage Rates Below 5%</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates Drop as Unemployment Rises</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 01:19:16 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[condominiums]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=328</guid>
		<description><![CDATA[According to Freddie Mac, the average rate on a 30 year fixed rate mortgage, as reported on Nov. 12, is now at 4.83%, perilously close to the all time low of 4.71% set back in April of this year. For those who can afford higher payments, a 15 year fixed rate mortgages now average 4.32%, [...]


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<li><a href='http://emortgagesolution.net/2009/freddie-mac-says-mortgage-rates-near-bottom/' rel='bookmark' title='Freddie Mac Chief Says Mortgage Rates Near Bottom'>Freddie Mac Chief Says Mortgage Rates Near Bottom</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Mortgage Woes Ahead</title>
		<link>http://emortgagesolution.net/2009/more-mortgage-woes-ahead/</link>
		<comments>http://emortgagesolution.net/2009/more-mortgage-woes-ahead/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 19:22:14 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[foreclosure inventory]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage bankers association]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=298</guid>
		<description><![CDATA[When the Obama administration established programs in March to help home owners modify mortgage payments or refinance for a lower interest rate, the intent was to curb the foreclosure crisis and keep families in their homes. Now, seven months later, rates are ticking up, programs are expiring and foreclosure numbers are still on the increase. [...]


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<li><a href='http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/' rel='bookmark' title='More Changes Ahead for Freddie Mac and Fannie Mae'>More Changes Ahead for Freddie Mac and Fannie Mae</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Rates Rise as Foreclosures Increase</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-rise-as-foreclosures-increase/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-rise-as-foreclosures-increase/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 17:33:28 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[median value]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[National Association of Realtors]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=192</guid>
		<description><![CDATA[The Federal Reserve announced that the average rate of a 30 year fixed rate mortgage rose to 5.38%, up from 5.17% the week before.  The average rate for a 15 year fixed rate mortgage is now at 4.71%, up from 4.6%. Real estate research firm Zillow reported on Tuesday that, while home values continue to fall, [...]


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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Refinancing Boom Ending</title>
		<link>http://emortgagesolution.net/2009/refinancing-boom-ending/</link>
		<comments>http://emortgagesolution.net/2009/refinancing-boom-ending/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 23:38:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[mortage refinancing]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[refinancing boom]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=95</guid>
		<description><![CDATA[The recent run-up in mortgage rates has cooled the recent refinancing boom.   Refinancing applications fell 12% last week.  Mortgage applications fell 7.2%. Freddie Mac reports 30-year mortgages averaged 5.59% this week,  the highest since November 2008.  Adjustable rate mortgages rose to 5.04%. The Federal Reserve had been buying up Mortgage Backed Securities in order to [...]


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</ol>]]></description>
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		</item>
		<item>
		<title>Mortgage Rates Jump</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-jump/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-jump/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 01:00:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[quantitative easing]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=91</guid>
		<description><![CDATA[Thirty-year fixed mortgages jumped to 5.45 % last week, up from a low of 4.85 % in April and threatening to derail any economic recovery.   The yield on10-year Treasury notes jumped to 3.9% last week as inflation leary investors demanded higher yields. In March, the Fed pledged to use up to $1.25 trillion to buy [...]


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<li><a href='http://emortgagesolution.net/2009/freddie-mac-says-mortgage-rates-near-bottom/' rel='bookmark' title='Freddie Mac Chief Says Mortgage Rates Near Bottom'>Freddie Mac Chief Says Mortgage Rates Near Bottom</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Freddie Mac Chief Says Mortgage Rates Near Bottom</title>
		<link>http://emortgagesolution.net/2009/freddie-mac-says-mortgage-rates-near-bottom/</link>
		<comments>http://emortgagesolution.net/2009/freddie-mac-says-mortgage-rates-near-bottom/#comments</comments>
		<pubDate>Sun, 29 Mar 2009 15:53:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[john koskinen]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=42</guid>
		<description><![CDATA[John Koskinen, Freddie Mac&#8217;s interim CEO, said that mortgage rates are near their bottom on friday.   Any further rate decreases will be small. Freddie Mac&#8217;s Primary Mortgage Market Survey shows the 30-year fixed mortgages averaged 4.85 % for the week, down drom 4.98 % the week before and 5.85 % last year at this time.  [...]


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</ol>]]></description>
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