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	<title>eMortgage Solution &#187; loan modifications</title>
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	<link>http://emortgagesolution.net</link>
	<description>Mortgage news and information.</description>
	<lastBuildDate>Sat, 24 Apr 2010 18:20:47 +0000</lastBuildDate>
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		<title>Tax Credit Helps Homes Sales Increase</title>
		<link>http://emortgagesolution.net/2010/tax-credit-helps-homes-sales-increase/</link>
		<comments>http://emortgagesolution.net/2010/tax-credit-helps-homes-sales-increase/#comments</comments>
		<pubDate>Sat, 24 Apr 2010 18:20:47 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[home affordable modification program]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[KB Home]]></category>
		<category><![CDATA[loan modifications]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=532</guid>
		<description><![CDATA[Home sales increased in March in all four regions of the U.S., led by a 44% increase in the southern states.  Demand for existing homes could remain elevated through the end of this month as more first time home buyers try to take advantage of the first time home buyer tax credit which will end [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/mortgage-delinquencies-continue-to-increase/' rel='bookmark' title='Permanent Link: Mortgage Delinquencies Continue to Increase'>Mortgage Delinquencies Continue to Increase</a></li>
<li><a href='http://emortgagesolution.net/2009/more-foreclosures-imminent/' rel='bookmark' title='Permanent Link: More Foreclosures Imminent'>More Foreclosures Imminent</a></li>
<li><a href='http://emortgagesolution.net/2009/california-housing-woes-to-continue/' rel='bookmark' title='Permanent Link: California Housing Woes To Continue'>California Housing Woes To Continue</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Qualifying For The New Foreclosure Relief Program</title>
		<link>http://emortgagesolution.net/2010/qualifying-for-the-new-foreclosure-relief-program/</link>
		<comments>http://emortgagesolution.net/2010/qualifying-for-the-new-foreclosure-relief-program/#comments</comments>
		<pubDate>Sun, 04 Apr 2010 00:04:27 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortage refinancing]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=494</guid>
		<description><![CDATA[Last Friday the Obama administration announced their latest plans for helping consumers who are currently in foreclosure or are moving slowly toward the foreclosure process.  The following information comes from administration statements and analysis of those plans from Goldman Sachs in New York. Help for the unemployed-  Jobless mortgage holders can receive a three month [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/making-home-affordable-2/' rel='bookmark' title='Permanent Link: Making Home Affordable?'>Making Home Affordable?</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Link: Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
<li><a href='http://emortgagesolution.net/2010/report-hamp-program-only-making-a-dent-in-foreclosure-crisis/' rel='bookmark' title='Permanent Link: Report: HAMP Program Only Making A Dent In Foreclosure Crisis'>Report: HAMP Program Only Making A Dent In Foreclosure Crisis</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Prevention Program, Fixer Upper Or Turn Key Ready?</title>
		<link>http://emortgagesolution.net/2010/foreclosure-prevention-program-fixer-upper-or-turn-key-ready/</link>
		<comments>http://emortgagesolution.net/2010/foreclosure-prevention-program-fixer-upper-or-turn-key-ready/#comments</comments>
		<pubDate>Sat, 27 Mar 2010 16:33:54 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Herbert M. Allison]]></category>
		<category><![CDATA[home affordable modification program]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[making home affordable]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=487</guid>
		<description><![CDATA[On Thursday the House Committee on Oversight and Government Reform examined the impact of the Treasury&#8217;s foreclosure prevention efforts.  The hearing, “Foreclosure Prevention: Is the Home Affordable Modification Program Preserving Homeownership?”, devoted the majority of time to the Home Affordable Modification Program (HAMP). The Home Affordable Modification Program (HAMP) has been under fire since being [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/more-foreclosures-imminent/' rel='bookmark' title='Permanent Link: More Foreclosures Imminent'>More Foreclosures Imminent</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Link: Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
<li><a href='http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/' rel='bookmark' title='Permanent Link: Lenders Resist Making Home Affordable'>Lenders Resist Making Home Affordable</a></li>
</ol>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FTC Proposes Up-Front Fee Ban for Mortgage Modifications</title>
		<link>http://emortgagesolution.net/2010/ftc-proposes-up-front-fee-ban-for-modifications/</link>
		<comments>http://emortgagesolution.net/2010/ftc-proposes-up-front-fee-ban-for-modifications/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 04:58:40 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[Jon Leibowitz]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortage refinancing]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>
		<category><![CDATA[mortgage fees]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=445</guid>
		<description><![CDATA[The Federal Trade Commission has proposed a new rule that would ban third party mortgage companies from charging up-front fees for mortgage modification and foreclosure rescue.  Under the new FTC rule, third party mortgage companies would only receive payment after services are completed for the borrower.  These companies would also be required to disclose the [...]


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<li><a href='http://emortgagesolution.net/2009/democrats-say-lenders-are-falling-short/' rel='bookmark' title='Permanent Link: Democrats Say Lenders Are Falling Short'>Democrats Say Lenders Are Falling Short</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Link: Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Report: HAMP Program Only Making A Dent In Foreclosure Crisis</title>
		<link>http://emortgagesolution.net/2010/report-hamp-program-only-making-a-dent-in-foreclosure-crisis/</link>
		<comments>http://emortgagesolution.net/2010/report-hamp-program-only-making-a-dent-in-foreclosure-crisis/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 04:19:51 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=415</guid>
		<description><![CDATA[A report released this week says the nation&#8217;s foreclosure crisis is on the verge of deepening.  This is according to the State Foreclosure Prevention Working Group, which is made up of 12 state attorneys general and 3 banking regulators.  The group collected data from 13 different mortgage servicers for two years.  This is their fourth [...]


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<li><a href='http://emortgagesolution.net/2009/making-home-affordable-2/' rel='bookmark' title='Permanent Link: Making Home Affordable?'>Making Home Affordable?</a></li>
<li><a href='http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/' rel='bookmark' title='Permanent Link: Lenders Resist Making Home Affordable'>Lenders Resist Making Home Affordable</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Higher Mortgage Rates Possible</title>
		<link>http://emortgagesolution.net/2010/higher-mortgage-rates-possible/</link>
		<comments>http://emortgagesolution.net/2010/higher-mortgage-rates-possible/#comments</comments>
		<pubDate>Sun, 17 Jan 2010 02:57:11 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=406</guid>
		<description><![CDATA[Economist believe mortgage rates will increase, predicting the average 30 year rate will move closer to 5.75% over the next six months.  Such forecasts force homeowners with adjustable rate mortgages to consider refinancing their loans to avoid an increase in their monthly payments.  An increase that few are prepared to handle when we consider the [...]


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<li><a href='http://emortgagesolution.net/2009/federal-reserve-mortgage-rates/' rel='bookmark' title='Permanent Link: Federal Reserve Move Lowers Mortgage Rates Below 5%'>Federal Reserve Move Lowers Mortgage Rates Below 5%</a></li>
<li><a href='http://emortgagesolution.net/2009/mortgage-rates-rise-as-foreclosures-increase/' rel='bookmark' title='Permanent Link: Mortgage Rates Rise as Foreclosures Increase'>Mortgage Rates Rise as Foreclosures Increase</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unemployed Homeowners Might Receive Assistance</title>
		<link>http://emortgagesolution.net/2009/unemployed-homeowners-might-receive-assistance/</link>
		<comments>http://emortgagesolution.net/2009/unemployed-homeowners-might-receive-assistance/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 19:44:40 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[john dodds]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=379</guid>
		<description><![CDATA[Advocacy groups are meeting with officials from Housing and Urban Development, the Treasury Department and the White House Economic Council.  These groups hope officials will take part in an existing $75 billion program to help homeowners modify mortgages and implement a program that would help the jobless stay in their homes. Spearheading this program is [...]


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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lenders Resist Making Home Affordable</title>
		<link>http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/</link>
		<comments>http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 02:29:11 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Housing Affordability and Stabilization Plan]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=373</guid>
		<description><![CDATA[The Treasury Department announced a total of 31,382 homeowners have received a permanent home loan modification since details of the program were announced in March.  4% of homeowners whose home loans were re-worked through the Making Home Affordable Program  have successfully completed the trial period to receive permanent modifications.  There are currently more than 728,000 [...]


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<li><a href='http://emortgagesolution.net/2009/making-home-affordable-2/' rel='bookmark' title='Permanent Link: Making Home Affordable?'>Making Home Affordable?</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Option Gaining Momentum, Seniors at Risk</title>
		<link>http://emortgagesolution.net/2009/reverse-mortgage-option-gaining-momentum-seniors-at-risk/</link>
		<comments>http://emortgagesolution.net/2009/reverse-mortgage-option-gaining-momentum-seniors-at-risk/#comments</comments>
		<pubDate>Sun, 13 Dec 2009 02:06:32 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>
		<category><![CDATA[reverse mortgage option]]></category>
		<category><![CDATA[wells fargo home mortgage]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=365</guid>
		<description><![CDATA[More seniors are applying for reverse mortgages than ever before.  This trend is gaining momentum as seniors are finding their retirement nest egg disappearing.    Tim McDonald, a reverse mortgage specialist for Wells Fargo Home Mortgage, says, &#8220;the aging population is becoming more and more aware of reverse mortgages as a way to stay in [...]


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<li><a href='http://emortgagesolution.net/2009/unemployed-homeowners-might-receive-assistance/' rel='bookmark' title='Permanent Link: Unemployed Homeowners Might Receive Assistance'>Unemployed Homeowners Might Receive Assistance</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Planning Stricter Loan Requirements</title>
		<link>http://emortgagesolution.net/2009/fha-planning-stricter-loan-requirements/</link>
		<comments>http://emortgagesolution.net/2009/fha-planning-stricter-loan-requirements/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 02:45:15 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[federal housing administration]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[Housing Affordability and Stabilization Plan]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=358</guid>
		<description><![CDATA[The Federal Housing Administration is taking the first steps toward stricter loan requirements.  The FHA plans to &#8220;hold lenders accountable for their origination quality and compliance with FHA policy&#8221;.  These planned changes could put more pressure on an already struggling housing market.  Their plan is designed to limit the risks to the FHA loan portfolio, [...]


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<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Link: Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
<li><a href='http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/' rel='bookmark' title='Permanent Link: Lenders Resist Making Home Affordable'>Lenders Resist Making Home Affordable</a></li>
</ol>]]></description>
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