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	<title>eMortgage Solution &#187; loan level price adjustments</title>
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		<title>Fed Proposes Changes for Mortgage Lenders</title>
		<link>http://emortgagesolution.net/2009/fed-proposes-changes-for-mortgage-lenders/</link>
		<comments>http://emortgagesolution.net/2009/fed-proposes-changes-for-mortgage-lenders/#comments</comments>
		<pubDate>Sat, 25 Jul 2009 02:31:34 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[federal reserve proposed rules]]></category>
		<category><![CDATA[loan level price adjustments]]></category>
		<category><![CDATA[mortgage broker compensation]]></category>
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		<description><![CDATA[The Federal Reserve took steps to change mortgage broker compensation, improve mortgage disclosures and proposed new rules to bar U.S. mortgage brokers from getting more compensation when offering higher cost loans. Fed Chairman, Ben Bernanke, said during an open meeting of the board, &#8216;In recent years, consumers have been presented with a wider choice of [...]


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		<title>Mortage Rates Low, But Fees Up</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-lo-fees-up/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-lo-fees-up/#comments</comments>
		<pubDate>Sun, 01 Mar 2009 16:05:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[loan level price adjustments]]></category>
		<category><![CDATA[points]]></category>

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		<description><![CDATA[New rules instituted by Freddie Mac and Fannie Mae are raising fees for borrowers with less than perfect credit ratings.  Borrowers must have a FICO score of 740 or higher in order to avoid the additional fees known as Loan Level Price Adjustments. Event borrowers with perfect credit now have to paying additional points in [...]


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