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	<title>eMortgage Solution &#187; Freddie Mac</title>
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	<link>http://emortgagesolution.net</link>
	<description>Mortgage news and information.</description>
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		<title>Mortgage Rates Drop as Unemployment Rises</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 01:19:16 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[condominiums]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[mortgage rates]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=328</guid>
		<description><![CDATA[According to Freddie Mac, the average rate on a 30 year fixed rate mortgage, as reported on Nov. 12, is now at 4.83%, perilously close to the all time low of 4.71% set back in April of this year. For those who can afford higher payments, a 15 year fixed rate mortgages now average 4.32%, [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2008/30-year-rates-drop-below-6/' rel='bookmark' title='Permanent Link: 30 Year Rates Drop Below 6 %'>30 Year Rates Drop Below 6 %</a></li>
<li><a href='http://emortgagesolution.net/2009/federal-reserve-mortgage-rates/' rel='bookmark' title='Permanent Link: Federal Reserve Move Lowers Mortgage Rates Below 5%'>Federal Reserve Move Lowers Mortgage Rates Below 5%</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-says-mortgage-rates-near-bottom/' rel='bookmark' title='Permanent Link: Freddie Mac Chief Says Mortgage Rates Near Bottom'>Freddie Mac Chief Says Mortgage Rates Near Bottom</a></li>
</ol>]]></description>
		<wfw:commentRss>http://emortgagesolution.net/2009/mortgage-rates-drop-as-unemployment-rises/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Permanent Loan Modifications Difficult To Achieve</title>
		<link>http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/</link>
		<comments>http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 02:19:13 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Housing Affordability and Stabilization Plan]]></category>
		<category><![CDATA[jp morgan chase]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortage refinancing]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=322</guid>
		<description><![CDATA[The Making Home Affordable Program has begun trial modifications for more than 650,000 eligible borrowers since being launched in February.  According to data released by the Treasury Department, 1 in 5 eligible homeowners has enrolled in the program.  Almost 900,000 borrowers have been offered trial modification plans and servicers have distributed over 2 million request [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/fha-planning-stricter-loan-requirements/' rel='bookmark' title='Permanent Link: FHA Planning Stricter Loan Requirements'>FHA Planning Stricter Loan Requirements</a></li>
<li><a href='http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/' rel='bookmark' title='Permanent Link: Lenders Resist Making Home Affordable'>Lenders Resist Making Home Affordable</a></li>
<li><a href='http://emortgagesolution.net/2010/report-hamp-program-only-making-a-dent-in-foreclosure-crisis/' rel='bookmark' title='Permanent Link: Report: HAMP Program Only Making A Dent In Foreclosure Crisis'>Report: HAMP Program Only Making A Dent In Foreclosure Crisis</a></li>
</ol>]]></description>
		<wfw:commentRss>http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Fannie and Freddie Planning to Aide Lenders</title>
		<link>http://emortgagesolution.net/2009/fannie-mae-and-freddie-mac-planning-to-aide-lenders/</link>
		<comments>http://emortgagesolution.net/2009/fannie-mae-and-freddie-mac-planning-to-aide-lenders/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 00:09:07 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Community and Reinvestment Act of 1977]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Ginnie Mae]]></category>
		<category><![CDATA[Natty Mac]]></category>
		<category><![CDATA[Provident Funding Association]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=279</guid>
		<description><![CDATA[Mortgage insurers Fannie Mae and Freddie Mac are planning aide to mortgage lenders.  The plan is to create a program to help independent mortgage banks get access to short term credit needed to make home loans. Fannie Mae and Freddie Mac will provide advance commitments for the purchase of home mortgages that meet specific standards. [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2008/treasury-may-buy-mortgage-debt/' rel='bookmark' title='Permanent Link: Treasury May Buy Mortgage Debt'>Treasury May Buy Mortgage Debt</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/' rel='bookmark' title='Permanent Link: Freddie Mac Needs Another Bailout'>Freddie Mac Needs Another Bailout</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/' rel='bookmark' title='Permanent Link: Freddie Mac Raises Mortgage Fees'>Freddie Mac Raises Mortgage Fees</a></li>
</ol>]]></description>
		<wfw:commentRss>http://emortgagesolution.net/2009/fannie-mae-and-freddie-mac-planning-to-aide-lenders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Changes Ahead for Freddie Mac and Fannie Mae</title>
		<link>http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/</link>
		<comments>http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 21:45:38 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[mortgage bankers association]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=234</guid>
		<description><![CDATA[A proposal released Wednesday by the Mortgage Bankers Association is asking congress to split Freddie Mac and Fannie Mae.  The proposal outlines a detailed plan for restructuring the U.S. mortgage market by establishing a &#8220;proposed framework for a refined government role in the secondary mortgage market designed to ensure liquidity for mortgages without presenting unnecessary [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2008/treasury-may-buy-mortgage-debt/' rel='bookmark' title='Permanent Link: Treasury May Buy Mortgage Debt'>Treasury May Buy Mortgage Debt</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/' rel='bookmark' title='Permanent Link: Freddie Mac Needs Another Bailout'>Freddie Mac Needs Another Bailout</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/' rel='bookmark' title='Permanent Link: Freddie Mac Raises Mortgage Fees'>Freddie Mac Raises Mortgage Fees</a></li>
</ol>]]></description>
		<wfw:commentRss>http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>More Foreclosures Imminent</title>
		<link>http://emortgagesolution.net/2009/more-foreclosures-imminent/</link>
		<comments>http://emortgagesolution.net/2009/more-foreclosures-imminent/#comments</comments>
		<pubDate>Sat, 18 Jul 2009 00:53:40 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[Herbert Allison]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage relief]]></category>
		<category><![CDATA[Treasury]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=146</guid>
		<description><![CDATA[Assistant Secretary to Financial Stability,  Herbert Allison,  reported to the Senate Panel that the Government is considering a proposal to allow homeowners to remain in their homes as renters after foreclosure proceedings have ended&#8230; an attempt by the current administration to address the abundance of vacant homes across the country. Freddie Mac launched a similar [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/more-changes-for-lenders-as-additional-foreclosures-loom/' rel='bookmark' title='Permanent Link: More Changes for Lenders as Additional Foreclosures Loom'>More Changes for Lenders as Additional Foreclosures Loom</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Link: Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
<li><a href='http://emortgagesolution.net/2010/report-hamp-program-only-making-a-dent-in-foreclosure-crisis/' rel='bookmark' title='Permanent Link: Report: HAMP Program Only Making A Dent In Foreclosure Crisis'>Report: HAMP Program Only Making A Dent In Foreclosure Crisis</a></li>
</ol>]]></description>
		<wfw:commentRss>http://emortgagesolution.net/2009/more-foreclosures-imminent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freddie Mac Raises Mortgage Fees</title>
		<link>http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/</link>
		<comments>http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/#comments</comments>
		<pubDate>Sat, 31 Jan 2009 02:16:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[condominiums]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[interest only]]></category>
		<category><![CDATA[mortgage fees]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=30</guid>
		<description><![CDATA[Freddie Mac is raising costs for some home mortgage borrowers, following similar fee increases by competitor Fannie Mae. The new fees affect mortgages for condominiums, interest only loans, home equity loans.  Borrowers with low credit scores and low down payments are also affected. Related posts:Treasury May Buy Mortgage Debt Freddie Mac Needs Another Bailout More [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2008/treasury-may-buy-mortgage-debt/' rel='bookmark' title='Permanent Link: Treasury May Buy Mortgage Debt'>Treasury May Buy Mortgage Debt</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/' rel='bookmark' title='Permanent Link: Freddie Mac Needs Another Bailout'>Freddie Mac Needs Another Bailout</a></li>
<li><a href='http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/' rel='bookmark' title='Permanent Link: More Changes Ahead for Freddie Mac and Fannie Mae'>More Changes Ahead for Freddie Mac and Fannie Mae</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freddie Mac Needs Another Bailout</title>
		<link>http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/</link>
		<comments>http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/#comments</comments>
		<pubDate>Sat, 24 Jan 2009 17:51:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Freddie Mac]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=26</guid>
		<description><![CDATA[Mortgage giant Freddie Mac plans to ask the Treasury Department for an additional $35 billion of taxpayer dollars in order to offset its own operating losses.  Freddie Mac was already given $13.8 billion. Freddie Mac will pay a 10 percent interest rate on the money it receives, or $3.5 billion per year&#8230; which seems impossible [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/' rel='bookmark' title='Permanent Link: Freddie Mac Raises Mortgage Fees'>Freddie Mac Raises Mortgage Fees</a></li>
<li><a href='http://emortgagesolution.net/2009/more-changes-ahead-for-freddie-mac-and-fannie-mae/' rel='bookmark' title='Permanent Link: More Changes Ahead for Freddie Mac and Fannie Mae'>More Changes Ahead for Freddie Mac and Fannie Mae</a></li>
<li><a href='http://emortgagesolution.net/2009/fannie-mae-and-freddie-mac-planning-to-aide-lenders/' rel='bookmark' title='Permanent Link: Fannie and Freddie Planning to Aide Lenders'>Fannie and Freddie Planning to Aide Lenders</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Treasury May Buy Mortgage Debt</title>
		<link>http://emortgagesolution.net/2008/treasury-may-buy-mortgage-debt/</link>
		<comments>http://emortgagesolution.net/2008/treasury-may-buy-mortgage-debt/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 04:56:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Treasury]]></category>

		<guid isPermaLink="false">http://emortgagesolution.net/?p=11</guid>
		<description><![CDATA[A plan being lobbied to the U.S. Treasury involves them buying mortgage debt in hopes of driving  mortgage interest rates down to 4.5% .  The plan has yet to be announced officially. The Treasury would buy mortgage backed securities from Fannie Mae and Freddie Mac. Related posts:Freddie Mac Needs Another Bailout Freddie Mac Raises Mortgage [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/freddie-mac-needs-another-bailout/' rel='bookmark' title='Permanent Link: Freddie Mac Needs Another Bailout'>Freddie Mac Needs Another Bailout</a></li>
<li><a href='http://emortgagesolution.net/2009/freddie-mac-raises-mortgage-fees/' rel='bookmark' title='Permanent Link: Freddie Mac Raises Mortgage Fees'>Freddie Mac Raises Mortgage Fees</a></li>
<li><a href='http://emortgagesolution.net/2009/more-foreclosures-imminent/' rel='bookmark' title='Permanent Link: More Foreclosures Imminent'>More Foreclosures Imminent</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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