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	<title>eMortgage Solution &#187; fico</title>
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	<description>Mortgage news and information.</description>
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		<title>Lenders Want More Credit Information</title>
		<link>http://emortgagesolution.net/2011/lenders-want-more-credit-information/</link>
		<comments>http://emortgagesolution.net/2011/lenders-want-more-credit-information/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 22:39:05 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Core Logic]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[housing market]]></category>

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		<description><![CDATA[Fair Isaac Corp., or FICO, the company behind our credit scoring system has announced that beginning next year lenders will be requiring more information than ever before from those applying for loans.  A separate score that will include pay day loans, evictions and over due child support payments will be provided to mortgage lenders through [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/fannie-mae-and-freddie-mac-planning-to-aide-lenders/' rel='bookmark' title='Fannie and Freddie Planning to Aide Lenders'>Fannie and Freddie Planning to Aide Lenders</a></li>
<li><a href='http://emortgagesolution.net/2009/california-legislation-tightens-restrictions-on-lenders/' rel='bookmark' title='California Legislation Tightens Restrictions On Lenders'>California Legislation Tightens Restrictions On Lenders</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
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		<title>FHA Planning Stricter Loan Requirements</title>
		<link>http://emortgagesolution.net/2009/fha-planning-stricter-loan-requirements/</link>
		<comments>http://emortgagesolution.net/2009/fha-planning-stricter-loan-requirements/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 02:45:15 +0000</pubDate>
		<dc:creator>Punkie Spelts</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[federal housing administration]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[Housing Affordability and Stabilization Plan]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[mortgage delinquencies]]></category>

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		<description><![CDATA[The Federal Housing Administration is taking the first steps toward stricter loan requirements.  The FHA plans to &#8220;hold lenders accountable for their origination quality and compliance with FHA policy&#8221;.  These planned changes could put more pressure on an already struggling housing market.  Their plan is designed to limit the risks to the FHA loan portfolio, [...]


Related posts:<ol><li><a href='http://emortgagesolution.net/2009/democrats-say-lenders-are-falling-short/' rel='bookmark' title='Democrats Say Lenders Are Falling Short'>Democrats Say Lenders Are Falling Short</a></li>
<li><a href='http://emortgagesolution.net/2009/permanent-loan-modifications-difficult-to-achieve/' rel='bookmark' title='Permanent Loan Modifications Difficult To Achieve'>Permanent Loan Modifications Difficult To Achieve</a></li>
<li><a href='http://emortgagesolution.net/2009/lenders-resist-making-home-affordable/' rel='bookmark' title='Lenders Resist Making Home Affordable'>Lenders Resist Making Home Affordable</a></li>
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		<title>Mortage Rates Low, But Fees Up</title>
		<link>http://emortgagesolution.net/2009/mortgage-rates-lo-fees-up/</link>
		<comments>http://emortgagesolution.net/2009/mortgage-rates-lo-fees-up/#comments</comments>
		<pubDate>Sun, 01 Mar 2009 16:05:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[fees]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[loan level price adjustments]]></category>
		<category><![CDATA[points]]></category>

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		<description><![CDATA[New rules instituted by Freddie Mac and Fannie Mae are raising fees for borrowers with less than perfect credit ratings.  Borrowers must have a FICO score of 740 or higher in order to avoid the additional fees known as Loan Level Price Adjustments. Event borrowers with perfect credit now have to paying additional points in [...]


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